Dated photo documentation
Overview and close-up photos with dates, so the damage is tied to the event and not to age.
Storm Damage Claims on Commercial Roofs, at a glance
Commercial hail and wind claims are won with documentation: dated photos, a test square, moisture readings and a scope written in the same terms the adjuster uses. John Beal Roofing inspects free, documents the damage, and meets the adjuster on the roof. Call (314) 429-6000.
The Details
What To Look At
Test squares
Marked-off areas with hail strike counts per square, which is the measurement adjusters work from.
Moisture readings
Scans that show where water got into the insulation, which is damage a visual inspection misses.
Scope in adjuster language
Written in the same terms and line items the carrier's estimating software uses.
We meet the adjuster
On the roof, with our documentation, so the inspection is not one-sided.
Supplements when needed
Codes and hidden conditions found during work get submitted properly instead of eaten.
What drives the costCommercial claims are more technical than residential ones. Insulation moisture, code upgrades, mechanical curb work and business interruption all come into play, and carriers scrutinize them.
John Beal Roofing has guided storm claims across Missouri and Illinois for decades. Inspections and documentation are free, and we will tell you honestly if we do not think the roof has a claim.
Free Of Charge
We Put This In Writing
Every commercial inspection we run ends with a written record: what we found, photographed, ranked by urgency, with a real number attached.
It costs nothing and it is yours whether or not we do the work. Owners use ours to sanity-check other bids all the time, and that is fine by us.
Common Questions
How long do I have to file a hail claim?
Policies vary and deadlines are real. Get the roof documented as soon as possible after a storm, even if you are undecided.
Will filing a claim raise my premium?
That is a carrier question, and worth asking your agent. Storm claims are typically treated differently from liability claims.
What if my claim was denied?
A denial based on incomplete documentation can often be reopened with proper photos, test squares and moisture data.
Do you charge for the storm inspection?
No. The inspection, the photo report and meeting the adjuster are all free.
Free Commercial Roof Evaluation
Tell us about the building and a dispatcher will call to schedule.